VA Loans

If you are considering buying a house with a VA Loan, contact Freedom Financial Services

Freedom Financial Services is proud to serve the military community. We value the continual sacrifice and hard work servicemen and servicewomen devote to our nation. If you are a U.S. military veteran and need a home loan, please consider Freedom Financial Services. We are honored to have the opportunity to assist you and your family with your home loan needs.

Freedom Financial Services is approved for participation in the VA Home Loan Program. Mortgage companies are required to maintain high standards in order to issue VA loans. If you are considering buying a house with a VA Loan, contact Freedom Financial Services and allow one of our mortgage specialists to assist you in the process of obtaining your loan.

What Is a VA Loan?

The VA Loan Program was created by the Veteran’s Administration to support the financing needs of U.S. Military veterans and their spouses. VA loans have helped many military families unable to qualify for other loan products.

Advantages of a VA loan

A VA loan is one of the only loan programs that still allows borrowers to finance 100% of the purchase price, up to $417,000, with $0 down. When compared with conventional loans requiring 5% of the purchase price as a down payment (and FHA loans requiring 3.5% for a down payment), it is not difficult to understand how qualifying for a VA loan can present a valuable opportunity.  In addition, VA loans do not require private mortgage insurance (PMI) and have more relaxed credit qualifications than conventional loans.

VA Loan Qualifications

Veterans and surviving spouses of veterans who lost their lives during service or as result of a service-related disability should visit the VA Home Loan Program Eligibility page to determine whether they qualify. Contact Freedom Financial Services and we will help you determine your eligibility. Our knowledgeable and experienced mortgage specialists are here to assist you by answering your questions and charting your path to home ownership.